Under contract-accepting backup offers. 3.75% ASSUMABLE MORTGAGE! Welcome to Silver Oaks—a picturesque community surrounded by mature oak trees, gentle rolling greens, and peaceful streets just minutes from downtown Zephyrhills. This charming 3-bedroom, 2-bath home with a 1-car garage is located in the “Village” section of Silver Oaks, where residents enjoy a low HOA, no CDD fees, and a friendly neighborhood atmosphere. Inside, you’ll find a well-maintained home with inviting curb appeal and lush landscaping. The floor plan offers comfortable living spaces, a bright kitchen, and room to personalize and make your own. USDA eligible! Buyers may qualify for 100% financing, making this a great opportunity for first-time homeowners or anyone looking to enjoy the Zephyrhills lifestyle without breaking the budget. Just 1 mile away, you’ll love the brand-new Hercules Park, featuring a splash pad, playground, walking and biking trails, and pavilions for weekend fun. Silver Oaks also borders the Silverado Golf & Country Club, known for its scenic 18-hole championship course woven throughout 350 acres of natural Florida beauty. Conveniently located. Zephyrhills offers an easy commute to Tampa, Lakeland, and Orlando. Come see why this adorable home in Silver Oaks is the perfect blend of comfort, convenience, and community!