One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Welcome to 528 OCEAN SPRAY DR IN RUSKIN, a MOVE-IN READY HOME BUILT IN 2021 offering 4 BEDROOMS, 3.5 BATHROOMS, and 2,820 SQUARE FEET in the desirable SHELL COVE COMMUNITY, featuring a LOW HOA, NO FLOOD INSURANCE REQUIRED, and an ASSUMABLE VA LOAN AT 2.99% (QUALIFIED BUYERS). This OPEN-CONCEPT FLOOR PLAN includes HIGH CEILINGS, TILE FLOORING, and a CHEF’S KITCHEN WITH GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, AND LARGE ISLAND, plus a PRIVATE IN-LAW SUITE WITH SEPARATE ENTRANCE ideal for MULTIGENERATIONAL LIVING OR RENTAL INCOME POTENTIAL. Enjoy FLORIDA OUTDOOR LIVING in the OVERSIZED BACKYARD, while residents of SHELL COVE benefit from a COMMUNITY POOL, NEIGHBORHOOD PARK, PLAYGROUND, and WALKING TRAILS, all just minutes from SHOPPING, DINING, GROCERY STORES, and CONVENIENT ACCESS TO I-75, TAMPA, AND SURROUNDING AREAS, with a FREE APPRAISAL AND POTENTIAL LENDER INCENTIVES available when using the preferred lender.