Live the Florida dream in this deep-water canal front home with direct Gulf access in minutes. Situated in the highly desired waterfront community of Gulf Harbors in New Port Richey, this 3-bedroom, 2-bath, 2-car garage home offers the life of luxury, and high and dry peace of mind—never flooded, during Helene. With 170 feet of seawall, two boat lifts, and an extended dock with electric, this is a boater’s paradise. The backyard is built for entertainment with a brand-new panoramic pool cage, Pebble Tec pool finish, a tiki hut bar area, and newly installed fencing—perfect for pets. Outdoor lighting adds a warm glow for evening gatherings which makes this the perfect outdoor space for entertaining. Inside, you’ll find newly installed plantation shutters, an updated kitchen with white cabinets, indoor laundry, and a split floor plan for privacy. New washer and dryer conveys, and the garage has an additional beer fridge! The ensuite master retreat features a walk-in closet and serene water views. Additional highlights include a metal roof, updated hurricane-rated garage doors, hurricane shutters for all openings for added wind protection, epoxy garage flooring, and soaring high garage ceilings for extra storage. With LOW, Assumable flood insurance at just $1,501/year, this property delivers unbeatable value in a luxury waterfront setting. Ownership includes access to Gulf Harbors’ private Gulf-front beach for only $200/year, offering white sand, picnic pavilions, and unforgettable sunsets. The HOA features a club house, and community boat ramps. AND the neighborhood is golf cart friendly, so you can cruise around feeling like you're on vacation everyday! Whether you’re relocating to Florida, seeking a full-time residence, or looking for a vacation home with instant boating access, this rare deep-water canal home has it all—luxury, location, and lasting peace of mind all right by the Gulf coast, and centrally located within minutes to downtown New Port Richey.